Adjusting with Integrity
A tree falls onto your place of business or residence. It damages your roof, tears away part of the gutter system, crushes parts of the soffit running under the building’s eaves, and causes a breach that allows moisture to enter interior spaces threatening further loss of possessions or valuable equipment…
- What are the actions that need to be determined?
- Will your insurance provider cover any of the damage?
- What damage qualities for coverage?
- How will you provide evidence of damage and what caused it?
- How much will it cost to restore your property, fully?
- When there's a dispute between a policy holder and an insurance carrier, each may assign a qualified independent appraiser.
- Assigned appraiser's are made known to each party within 20 days of an official demand letter.
- The appraisers then assign a mediator or else have one appointed by a court of law where the loss occurred.
- The value of the loss is appraised with each side defining the amount they believe to be fair.
- If the appraisers fail to agree on a fair amount after stating their cases, the mediator steps in to facilitate a binding agreement on a final loss figure.
After arranging a convenient time for you, Sterling Adjuster will come to your property location to discuss with you the circumstances surrounding the cause of damage. We will snap pictures, assess the damage, and talk to others who may have witnessed the destructive event. Next, we consult with service providers with the qualifications to restore your property…. tree services, roofing contractors, gutter specialists, fencing experts.
From this careful investigation comes a report with a monetary recommendation of how much your insurer should pay.
- Schedule a visit to your property
- Document the damage in pictures and statements
- Consult the service providers and contractors which can restore the damage
- Determine a total cost for the restoration needs.